Guides and directory for backyard homes

Plan your backyard home with real numbers.

ADU costs, permits, loans and state rules, written plainly from public sources. Then a short list of real builders to call.

Photo: Se. Tsuchiya / Unsplash

The guides

12 plain-English guides. Every figure links to the report, statute or handbook it came from.

See all guides →
Start hereCosts

What an ADU really costs, and where the money goes

California's statewide survey of ADU owners found a median build cost of $150,000. A public pilot in San Diego spent $176,333 on a one-bedroom. Neither number is the one a builder will quote you first. This guide explains why, and what to budget for.

4 min read · 3 sourcesRead the guide
Timber wall framing for a new home under construction
Costs

Five real ADU projects, broken down line by line

A public housing agency built five ADUs and published every cost. Here is what they paid for permits, surveys, design and construction.

3 min read · 2 sources
A wooden house frame going up behind a construction fence
Design and build

Prefab vs site-built ADUs

Factory-built units can be faster and sometimes cheaper. The savings depend on your lot, your city and what the quote leaves out.

3 min read · 4 sources
House keys, a calculator and paperwork laid out on a table
Money

How people actually pay for an ADU

Most owners use cash or home equity. Here is how the main loan options work and what lenders will count.

3 min read · 6 sources
Bright A-frame cabin interior with a lounge area under exposed beams
Money

ADU rental income and payback

What ADUs actually rent for, how to run the numbers on your own unit, and the rules that limit short-term rentals.

3 min read · 6 sources
A small stone cottage with a grill and a green yard
Design and build

JADU, attached or detached

A junior unit inside your house costs a fraction of a backyard cottage. Here is what each type allows and what it gives up.

3 min read · 3 sources
A floor plan on a wooden table next to a drill, screws and a tape measure
Rules and permits

How long ADU permits really take

State deadlines say 60 days in California. Real projects take longer. Here is what to expect and how to keep yours moving.

3 min read · 4 sources
A wooden A-frame tiny house surrounded by plants
Design and build

How big and how tall can your ADU be?

The size, height and design rules that shape most ADUs, with the state minimums cities have to allow.

3 min read · 5 sources
A small modern cabin with large glass windows among trees
Site work

Utilities, sewer and power

Connecting an ADU can cost a few thousand dollars or more than the unit. Here is how to find out which before you sign.

3 min read · 3 sources
A house behind a green lawn and flower beds
Rules and permits

Setbacks, HOAs and deed restrictions

What your homeowners association can and cannot do, how setbacks work and why you should read your deed before you design.

3 min read · 4 sources

Also read: ADU insurance and property tax · ADU rules in California, Oregon, Washington, Texas and Florida · all guides

Browse by type

41 builders, lenders and specialists, each checked against its own website and described in its own words.

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Quick facts, sourced

30,354

ADUs permitted in California in 2024, up from 1,336 in 2016.

Source: California HCD
$150K

median cost to build an ADU in California's statewide owner survey.

Source: UC Berkeley CCI
$2,000

median monthly rent for an ADU in the same survey.

Source: UC Berkeley CCI
1.4M

US single-family properties with ADUs found in listing data.

Source: Freddie Mac
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